Brown Spaulding & Associates
7th Avenue and Dolores Street
Carmel by the Sea, CA 93921

Fax: 831-624-0190

Brown Spaulding & Associates - Best Service Always

Proudly located in Carmel by the Sea, California serving the entire Monterey Peninsula. Brown Spaulding & Associates is your premier local insurance agency; dedicated, to serving the insurance needs of California individuals, families and businesses since 1955. As a well-established, experienced brokerage, Brown Spaulding and Associates has grown to be one of the best personal and commercial lines insurance agencies in this area. We represent various nationwide insurance carriers, enabling our dedicated agents to effectively compare rates and coverage to ensure you receive the quality protection you deserve! We consider everyone and every account to be unique—which is precisely why you need us to create a tailored, custom policy especially for you.

We proudly provide insurance solutions to clients near Carmel- Carmel Valley, Monterey, Pebble Beach, Seaside, Pacific Grove, and Salinas and surrounding areas. Also licensed in various states throughout the United States, for those of you who have that secondary home that needs to be insured.


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Jim Brown
Jim Brown


Natalie Esteban
Natalie Esteban

Commercial Lines Account Executive Agent

Kathy Crisco
Kathy Crisco

Business Manager

Noel Dorio
Noel Dorio

Personal Lines Manager/ Executive Agent


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.

I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.

Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.

Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.

They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.

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